Bank of America Advantage SafeBalance Banking®: The Advantage SafeBalance is a “checkless” checking account setting, which means there is no paper check writing for this account setting. ![]() If you don’t maintain a combined $10,000 in balances among all of your Bank of America accounts, and you’re not a member of the Preferred Rewards program, then you’ll have to pay a $25 monthly service fee for Advantage Relationship. You’ll earn interest and receive perks such as no service fees, free incoming domestic wires and the option to open other checking or savings accounts with no monthly maintenance fees. Bank of America Advantage Relationship Banking®: This account setting is for individuals who maintain a high balance in their checking account.The monthly service fee is $12, but Bank of America will waive the fee for students under 25 or if you have a monthly $250 direct deposit, you maintain a $1,500 minimum daily balance or you enroll in the Preferred Rewards program. Bank of America Advantage Plus Banking®: This account setting is designed for individuals and Students who want an account with a low minimum balance requirement.Bank of America currently offers three options: Once you’ve gathered your documents, you’ll need to choose the Bank of America checking account that best suits your needs. Decide Which Bank of America Account Is Best for You
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